Citizens Bank Cd Rates

07-03-2021
 |  [RAND-100] - Comments


Choosing between a credit union CD and a bank CD. Credit union CD rates can be higher than bank CD rates, so if high rates are what you’re looking for, don’t count them out. You can easily check the highest rates on this page and see for yourself that credit unions largely lead the way in competitive yields.

  1. How Citizens Bank CD rates compare. Citizens Bank offers higher loyalty rates — it clearly wants you to be a Platinum Plus Checking Account holder, and these CDs generally only make sense if you are one. However, even at their best the bank’s rates.
  2. Citizens Access’ savings rate at 0.40% APY is 6x the national rate of 0.07%, as reported by Informa.Annual percentage yield (APY) and interest rates are accurate as of 2/11/2021. Online Savings: Rates.
  3. $250,000 & Over. Fees May Reduce Earnings. Variable Rate Account - Rates may change after the account is opened. You must maintain a minimum daily balance of $1,000 to obtain.
Rates are subject to change. Fees may reduce the earnings on the account. Penalties may be imposed for withdrawals from CD's prior to maturity.
Citizens Bank Cd Rates


Checking Accounts

WooHoo! Checking

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
Up to $14,999.990.75%Monthly0.75%
$15,000 and up0.05% Monthly0.05%
If qualifications aren't met0.025%Monthly0.025%

Easy Interest Checking

First Citizens Bank Cd Rates

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$1,000.00 - $14,999.99
0.05%
Monthly
0.05%
$15,000.00 - $49,999.99
0.05%
Monthly
0.05%
$50,000.00 - $99,999.99
0.05%
Monthly
0.05%
$100,000.00 and above0.05%
Monthly
0.05%

Citizens Bank Cd Rates 2020

WooHoo! Business Checking

Citizens Bank Cd Rates Cleveland Ohio

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
Up to $14,999.99
0.10%Monthly0.10%
$15,000.00 - $49,999.99
0.15%Monthly
0.15%
$50,000.00 - $99,999.99
0.20%Monthly
0.20%
$100,000 and up
0.30%Monthly
0.30%
If qualifications aren't met0.05%Monthly
 0.05%

Rates

Savings Accounts

WooHoo! U

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$0.01 - $4,999.99
1.00%Monthly1.00%
$5,000.00 - $7,499.99
0.50%Monthly
0.50%
$7,500.00 and above
0.25%Monthly
0.25%
If qualifications aren't met
0.10%Monthly
0.10%

Citizens Bank Nh Cd Rates


WooHoo! Savings

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$100,000 - and up
0.40%Monthly0.40%
$50,000.00 - $99,999.99
0.30%Monthly
0.30%
$15,000 - $49,999.99
0.20%Monthly
0.20%
$0.01 - $14,999.99
0.10%Monthly
0.10%
If qualifications aren't met
Monthly
 0.05%

Regular Savings

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$0.01 - $99.99
No interest paidN/ANo interest paid
$100.00 and above
0.05%Monthly0.05%

Investment Savings

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$1,000.00 - $14,999.99
0.10%Monthly0.10%
$15,000.00 - $49,999.99
0.10%Monthly0.10%
$50,000.00 - $99,999.99
0.10%Monthly0.10%
$100,000.00 and above
0.10%Monthly

Health Savings Account

Minimum Balance to Obtain APY*APY*Compound FrequencyInterest Rate
$0.01 - $49,999.99
1.00%Monthly1.00%
$5,000 - $9,999.99
1.00%
Monthly
1.00%
$10,000.00 and above
1.00%
Monthly
 1.00%

Special Certificates of Deposit

($2,500 minimum)
TermAPY*Compound FrequencyInterest Rate
15 month0.50%Quarterly0.50%
23 month0.60%Quarterly0.60%

Special IRA Certificates of Deposit

($2,500 minimum)

Citizens Bank Cd Rates In Massachusetts

TermAPY*Compound FrequencyInterest Rates
60 month0.70%Quarterly0.70%

CDs


TermAPY*Compound FrequencyInterest Rate
3 month
0.10%Quarterly0.10%
6 month
0.15%Semi-Annual0.15%
12 month
0.20%Quarterly
0.20%
18 month
0.25%Quarterly
0.25%
24 month
0.35%Quarterly
0.35%
30 month0.45%Quarterly
0.45%
36 month
0.60%Quarterly
0.60%
48 month
0.65%Quarterly
0.65%
60 month
0.70%Quarterly
0.70%
96 month0.80%Quarterly
0.80%